Grow Your Rental Portfolio with DSCR Loans!

No Income Docs. No W2s. Just Cash-Flow.

  • Based on Property Cash Flow

  • 30-Year Fixed or ARM Terms

  • Close in as Little as 10 Days

At Bonafide Lending, we make it simple to scale your rental empire. Our DSCR loans are based on the property's income, not your personal tax returns.

📱 Investor-friendly. LLC-approved. Full transparency.

🛠️ DSCR Loan Program Highlights

  • Up to 80% LTV

  • 30-Year Fixed or 5/1, 7/1 ARM options

  • DSCR as low as 0.75

  • Interest-Only available

  • Loan size: $75K to $2.5M

  • Close in 10-14 days

  • LLCs and Foreign Nationals welcome

🏠 Property Types We Fund

  • Single-Family Residences (SFR)

  • 2–4 Unit Properties

  • Condos & Townhomes

  • Portfolio Loans (5+ doors)

🙋 Who Qualifies?

  • 580+ FICO

  • 12 months rental history preferred (not required)

  • No income verification required

  • U.S. Citizens, LLCs, Foreign Nationals

📋 How It Works — Step-by-Step Process

  • Submit Your Rental Scenario – No credit pull required

  • Send Docs – Rent roll or lease, LLC docs, property info

  • Get Pre-Approval – We calculate your DSCR instantly

  • Close Fast – Fund in 10-14 days

Get a quote in 24 hours or less — no obligation.

Start Building Wealth with Rentals

No tax returns.

No stress.

Just smart leverage.

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